How to Increase Credit Score to 800 – 7 Proven Strategies

Credit score dashboard showing how to increase credit score to 800 with financial planning tools

With the average U.S. FICO score sitting at 714 in early 2026, millions are leaving money on the table. Lenders reserve the lowest interest rates and best terms for borrowers with excellent credit — 800 or higher. Only 23% of Americans reach this level. If you’re in the U.S., Canada, UK, Australia, or Europe and … Read more